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Do I need flood insurance?
Even if you have taken steps to protect your home from flooding, you still need flood insurance if you live in a floodplain. Homeowners' policies do not cover flood damage, so you will probably need to purchase a separate policy under the National Flood Insurance Program (NFIP).


It takes 30 days for a flood policy to take effect. This is why you need to purchase flood insurance before flooding occurs. If your insurance agent is unable to write a flood policy, call 1-800-638-6620 for information.

Flooding

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1. What can you do about street flooding?
2. Do I need flood insurance?
3. What is the difference between a firm map and a surge map?
4. What is my flood zone?
5. Are there grant programs available to assist with flood mitigation (elevation, flood proofing, etc.)?
6. What are my responsibilities as a homeowner?
7. What does the city's storm water system consist of?
8. Are the washer, dryer, furnace and water heater above potential flood levels?
9. Is the main electric Switchbox located above potential flood levels?
10. How should I clean up after a flood?
11. What do I do with my storm debris?
12. What if my car gets towed during a storm event?
13. How can I prevent mold growth?
14. What if the flood water contains sewage?
15. What is the best way to clean floors, wooden furniture, and other surfaces contaminated with flood waters?
16. How should I clean clothing, bedding, other fabrics and paper items contaminated with flood waters?
17. What is a 100 year flood?
18. What is a 2 year storm? A ten year storm?